Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.
That's understandable. The
Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely.
For much of the last century, retirement followed a
You can do everything right on paper — save diligently, spend reasonably, stay invested for the long haul — and still land in a very different retirement than